Edit ModuleShow Tags
Edit ModuleShow Tags

Medical care availability higher in private establishments with >100 workers in March 2012



Access to employer-provided benefits was greater in medium and large private industry establishments 
than in small establishments in March 2012, the U.S. Bureau of Labor Statistics reported today. Access, 
or availability of a benefit, was 57 percent for medical care benefits in small establishments (those with 
fewer than 100 employees), compared with 89 percent in large establishments (those with 500 employees 
or more). In private industry, retirement benefits were available to 50 percent of workers in small 
establishments, 79 percent of workers in medium size establishments (those employing between 100 and 
499 workers), and 86 percent of workers in large establishments. (See chart 1.) 

Paid leave benefits followed a similar pattern. The difference was more pronounced in the availability of 
paid sick leave, which was offered to 52 percent of workers in small establishments and 82 percent in 
large establishments. Paid holidays and paid vacation were available to 69 percent of workers in small 
establishments and 91 and 90 percent, respectively, to workers in large establishments. (See chart 2.) 

These data are from the National Compensation Survey (NCS), which provides comprehensive measures 
of compensation cost trends and incidence and provisions of employee benefit plans.

Employee and employer shares of medical premiums did not vary significantly by establishment size for 
single coverage, but did for family coverage. On average, small establishments assumed 63 percent of 
the cost of family coverage, whereas large establishments paid for 77 percent of the cost of family 
medical plans. (See tables 3 and 4.)

Additional findings include:

     * In private industry, access to benefits varied by several worker and establishment characteristics, 
       including occupational group, and work schedule. Medical care benefits were offered to 41 
       percent of workers in service occupations and 87 percent of workers in management, 
       professional, and related occupations. These benefits were offered to 24 percent of part-time 
       workers and 86 percent of full-time workers. (See table 2.)

     * In state and local government, full- and part-time status was an important factor in benefit access 
       among workers.  Full-time workers in state and local government had a high rate of access to 
       employer-provided benefits. Retirement and medical benefits were offered to 99 percent of full-
       time workers and paid sick leave to 98 percent.  (See tables 1, 2, and 6.)

     * Participation and take-up rates were typically higher in state and local government than in private 
       industry. For example, 84 percent of state and local government workers participated in 
       retirement benefits, compared with 48 percent of private industry workers. For retirement 
       benefits, the take-up rate was 95 percent for state and local government workers, compared with 
       only 75 percent for private industry workers. Employees were considered participating in a plan 
       if they paid any required contributions and fulfilled any applicable service requirements. Take-up 
       rates are the percentage of workers with access to a plan that participate in the plan.  
       (See table 1.)

     * State and local government employers paid a greater share of medical premiums than private 
       industry employers.  For single coverage, 87 percent of the total premium was assumed by 
       employers in state and local governments, compared with 79 percent in private industry. For 
       family premiums, the corresponding figures were 71 and 68 percent, respectively. 
       (See tables 3 and 4.)

More information can be obtained by calling (202) 691-6199, sending e-mail to NCSinfo@bls.gov, or by 
visiting the BLS Internet site, http://www.bls.gov/ebs/home.htm. 


More information will be published in early fall, including March 2012 data for civilian, private industry, 
and state and local government workers on the incidence and provisions of health care benefits, 
retirement benefits, life insurance, short-term and long-term disability benefits, paid holidays and 
vacations, and other selected benefits.  

In addition, new editions of Beyond the Numbers: Pay and Benefits will be published featuring the latest 
benefits data. Beyond the Numbers: Pay and Benefits, a new BLS publication replacing Program 
Perspectives, brings together employee benefits information from various National Compensation Survey 
publications into one convenient and easy-to-read format. For the latest benefit publications, see: 

Edit Module

Add your comment: